Horizon is a UK personal finance app for modelling what happens next. You enter your accounts, income and bills yourself — there is no Open Banking and no bank login — and it projects every balance forward for ten years, answering questions like “what if I overpaid the mortgage by £200 a month?” with a real calculation.
It models current accounts and overdrafts, savings, credit cards with promotional-rate windows, loans with an agreed term, mortgages made up of several fixed-rate tranches (each with its own rate, deal end date, early repayment charge and annual overpayment allowance), ISAs and individual investment holdings, property, and the UK tax-free childcare scheme.
Horizon needs JavaScript to run. See /llms.txt for a full plain-text description.